Save Smarter
Together with KOSH

Your hub for collaborative savings โ€” build goals, track progress, and grow together.

Powerful Features

Everything you need to save effectively

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Automated Group Savings

Create public or private saving groups with recurring contributions, deadlines, and penalties.

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Individual Campaigns

Users can start personal saving plans with custom amount, duration, and progress tracking.

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Wallet System

Secure in-app wallet to fund savings, with top-up history, balance checks, and contribution handling.

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Contribution Tracking

Monitor monthly payments with on-time vs late logic, penalty enforcement, and campaign status.

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Group Membership Control

Join/leave groups with admin approval, entry criteria, and join history to prevent abuse.

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User Dashboard

Unified dashboard showing wallet balance, top-up logs, group involvement, and savings progress.